BANK GUARANTEE AS A MEANS OF PAYMENT PROMOTION
Keywords:
bank guarantee, means of securing payment, contractual obligation, modern businessAbstract
A bank guarantee is a form of securing payment in which the bank guarantees the fulfillment of an obligation by its client and assumes the obligation of payment if the client fails to fulfill his obligation towards a third party. It is a security tool that has a very wide application, that is, in today's business conditions, it is almost unthinkable that any higher-value business is concluded without the provision of a bank guarantee. The bank guarantee has its application both in the affairs of international trade, as well as in the affairs of internal trade. By issuing a guarantee, the bank provides the user with a guarantee of the possibility of non-performance of the undertaken obligations specified in the contract or bank guarantee. The Bank guarantees that the obligations will be executed either by the contracting party - the warranty provider or the bank itself. The subject of this paper is the analysis of a bank guarantee as a means of securing payment, that is, its basic specificities and application in modern business.
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