THE CRIMINAL ACT OF FRAUD IN INSURANCE
Keywords:
Criminal Code, insurance, fraud, insurance fraudAbstract
The more frequent occurrence of fraud in the field of insurance and their great material and other consequences have caused the need for society's reaction to them. Thus, the incrimination of fraud behavior in the insurance sector has become an integral part of the criminal legislation of a large number of countries. In our criminal law, the criminal act of insurance fraud was introduced by the Law on Changes and Amendments of the Criminal Code from 2009. However, this legal solution was not adequate, and the Law on Changes and Amendments of the Criminal Code from 2016 completely changed the legal formulation of this criminal offense. Insurance fraud is classified into criminal offenses against the economy and includes all fraudulent behavior aimed at collecting insured sums from an insurer. The specificity of these behaviors justifies the imposition of this incrimination, because it would be difficult to fall under the "classical" criminal offense of fraud. The author will point out the specifics and basic features of the crime of insolvency insurance, and then make a review of the most common forms of insurance fraud.
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