DEFINING THE TERMS “CONSUMER” AND “INSURANCE BUYER” AND REASONS FOR LEGAL PROTECTION OF THE INSURANCE BUYER INTEREST
Keywords:
consumer, protection, policyholder, risks, information, weaker contract partyAbstract
The paper deals with the definition of the terms “consumer” and “insurance buyer” because they outline group of the persons as consumers and, who due to such feature, enjoy protection in the legal relation with the stronger contract party. Author analyzes their notions in science and insurance business, particularly in the EU law and a few laws of the EU member states. Author looks at how insurance buyer protection based on large and massive risks differentiation was transposed into the laws of the EU member states.
The aims of this paper are double-fold: first, to analyze features and circumstances when a person is to be treated as the consumer, whose interests are protected by the rules and second, to explore reasons for legal protection of the insurance buyer having regard to the EU law and views of the legal theory.
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