CRIMINAL OFFENCE OF INSURANCE FRAUD IN COMPARATIVE LEGISLATION

Authors

  • Joko Dragojlović Правни факултет за привреду и правосуђе Нови Сад
  • Ivana Spaić Правни факултет за привреду и правосуђе Нови Сад

Keywords:

Fraud, Insurance, Insurance Fraud, Comparative Legislation

Abstract

Insurance mechanisms were created as a type of economic protection of insured persons who are exposed to the same type of danger in order to jointly bear the damage that would befall some of them, and which they would not be able to bear individually. Although insurance was created to protect people and their property from the consequences of numerous dangers, individuals or groups also use this activity to acquire illegal property benefits, in other words, for criminal activity. The expansion of such behaviors has conditioned the need for a social reaction to these types of criminal activity, not only at the national but also at the international level. The basic principles of the social reaction to insurance fraud are based on preventive action in order to avert their occurrence. However, criminal law also plays a significant role in preventing their occurrence. Having in mind the many specifics of fraud, and consequently, fraud committed in the insurance business, as well as various opportunities for abuse, the criminal law of the surrounding countries, and beyond, in the corpus of illicit and punishable behavior includes fraud of this type in different ways. Some treat insurance fraud as an independent criminal offense, and in some places, it is included in the criminal offense of ordinary fraud. Accordingly, the paper analyzes the criminal offense of insurance fraud in comparative legislation.

Downloads

Download data is not yet available.

References

East, E.H. (1806). A treatise of tre Pleas of Crown, vol. 2, Philadelphia, P. Byrne.

Fraud Act 2006, chapter 35 - http://www.legislation.gov.uk/ukpga/2006/35 (14.08.2020.)

Insurance Fraud Taskforce: final report (2016) - https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/494105/PU1817_Insurance_Fraud_Taskforce.pdf (10.08.2020.)

Mail and wire fraud: an overview of federal criminal law; https://fas.org/sgp/crs/misc/R41931.pdf od 19.07.2020

The fraud act, Recived the Royal Assent on 8th november 2006.

Dožić, N. (2014). Pojam prevare u osiguranju, Zbornik sa međunarodnog naučnog skupa Osiguranje, naknada štete i pranični postupak, str. 60-76

Dragojlović, J. (2018). Krivično delo prevare u osiguranju, Kultura polisa, God .XVI, br. 38, str. 671-682.

Zakon o izmenama i dopunama krivičnog zakonika, Sl. glasnik RS, br. 94/16.

Jovanović, S., Labudović Stanković, J. (2015). Krivičnopravni aspekti prevara sa posebnim osvrtom na prevaru u osiguranju, Teme, Univerzitet u Nišu, Niš, vol. 39, br. 2, str. 507-521.

Kazneni zakon Republike Hrvatske, NN 125/11, 144/12, 56/15, 61/15, 101/17, 118/18, 126/19.

Kapor, P. (2006). Osnove poslovanja u osiguranju sa Zakonom o osiguranju, sudskom praksom i leksikonom osiguranja, Poslovni biro, Beograd.

Krivični zakonik Kraljevine Jugoslavije, Sl. novine, br. 33-XVI.

Krivični zakonik, Sl. glasnik RS, br. 85/05, 88/05 - ispr., 107/05 - ispr., 72/09, 111/09, 121/12, 104/13, 108/14 i 94/16, 35/19.

Radojković, I. (2016). Model upravljanja rizikom u autoosiguranju, doktorska disertacija, Mašinski fakultet, Niš.

Slavković, V. (2019). Krivično delo prevare u uporednom zakonodavstvu, Pravni zapisi, God. X, br. 1, str. 180-200.

Tošić, I. (2017). Prevara u osiguranju i njene vrste, u: Privredna krivična dela, Ivana Stevanović i Vladimir Čolović (urednici), Institut za kriminološka i sociološka istraživanja, Beograd, str. 269-282.

Ćorović, E. (2013). Prevara u osiguranjz u KZ Srbije sa predlogom de lege ferenda, u: Nova rešenja u kaznenom zakonodavstvu Srvije i njihova praktična primena, Pedeseto savetovanje Srpskog udruženja za krivičnopravnu teoriju i praksu, Beograd, str. 449-469.

Čejović, B., Kulić, M. (2014). Krivično pravo, Pravni fakultet za privredu i pravosuđe, Novi Sad.

Downloads

Published

2020-10-20

How to Cite

Dragojlović , J. ., & Spaić, I. . (2020). CRIMINAL OFFENCE OF INSURANCE FRAUD IN COMPARATIVE LEGISLATION. KULTURA POLISA, 17(43), 487–498. Retrieved from https://kpolisa.com/index.php/kp/article/view/218

Issue

Section

Review Article

Categories

Metrics